Career record

Biography

From a bank presidency through global payments and bank cores, to custody and advisory work on tokenization, stablecoins, and agentic payments.

Narrative

I have served as chief executive, president, chief operating officer, executive vice president, and a board director. The presidency of First National Bank of Pasco ended in August 2026, after a change of control. I led stabilization and modernization with that board. I did not run the transaction.

At FIS I was FinTech Global CTO, then Global Head of Products for bank cores and Unity Wealth, and Global Head of AI/ML, through July 2021. Cores, wealth, and payments were about an $8 billion profit and loss. The cores served about 200 million accounts. The payments platform grew from about two people to about $358 million in net revenue.

At TD Bank, from December 2009 to December 2015, I was the only U.S. executive spanning the bank and Global Transaction Banking. Payments and custody were about $4 trillion a year. About 3,600 people. Fedwire, CHIPS, SWIFT, and ACH ran in production.

I now sit on the SolomonEdwards Strategic Advisory Board. I advise banks, FIS, and Fiserv. A named person reviews and releases a payment before funds move.

Timeline

SolomonEdwards

Strategic Advisory Board · September 2025 to present

Tokenization, stablecoins, custody controls, and agentic payments. Not a principal and not a filer.

Abra

Executive Consultant · October 2025 to October 2026 · ended

Consulting on a proposed Florida digital-asset trust. The appointment was subject to regulatory approval. I did not file or launch the charter.

First National Bank of Pasco

President, Chief Executive Officer, and Director · December 2024 to August 2026

Stabilization and modernization. Credit committee and governance committee. The role ended after a change of control.

FundBank, N.A.

Chief Operating Officer, Chief Trust Officer, and Chief Strategy Officer · 2024

OCC national trust purpose-built for alternative investment funds. On the launch team for the digital-asset custody and trust build. Temenos live, including BSA/AML. I did not file or launch the charter.

Axiom Bank, N.A.

Senior Executive Vice President, Chief Operating Officer, and Director · 2021 to 2023

28 branches. Interim chief financial officer for more than six months. Efficiency from the high 90s to the low 60s. Assets from about $650 million to about $810 million. Legacy exam findings closed.

FIS

FinTech Global CTO, then Global Head of Products and Global Head of AI/ML · 2015 to July 2021

Product roadmap, product organization, and Scrum engineering teams. Modern Banking Platform, Digital One, Systematics, Horizon, IBS, and Profile. Unity Wealth. ISO 20022, digital wallets, and FX. Kordoba in Munich and Clear2Pay in Mechelen. In 2021, AURA on the radio platform Ford uses in Germany: about $80 million of enterprise in-vehicle payments for Ford-Werke, with REWE in front. T. Rowe Price technology and core operations, about 800 associates moved. Fraud, KYC, and real-time risk in production.

TD Bank

Senior Vice President, Head of Global Payments, Technology, and Enterprise Risk · December 2009 to December 2015

Head of Payments for TD Bank, N.A. and TD Capital Markets. Budget above $700 million. Checks of more than 50 million a month. In 2013, the cloud Digital Command Center, about $125 million. Closed 24 MRAs, 2 MRIAs, and 14 failed audits. The Clearing House RTP seat was a steering committee. I did not operate RTP or FedNow.

RBS, London

Executive Head of Global Transaction Services · 2008 to 2011

Commercial Loan Operations and the middle office, including credit, at Citizens Bank, then the London seat.

Wells Fargo

Chief Credit Officer

Years not stated on this record.

GE Capital

Market President, then Senior Vice President and Chief Information Officer · 2003 to 2008

Mid-Atlantic commercial finance, about $2 billion, then the chief information officer seat.

Chase Auto Finance

Chief Product Officer · 1999 to 2003

About a $25 billion portfolio. Risk-based pricing for leasing. Served on the credit committee.

Also

FinScientists Founding Advisory Board, 2018 to present. I launched the AI product in 2018. I am not chief executive and not co-founder.

McKinsey Global Panel Pulse, external advisor from May 2025. Not employment. Federal Reserve Fifth District Payments Advisory forum and the New York Fed Wholesale Payments Advisory forum. Trustee, Children's Hospital of Philadelphia Founders Society, from 2013. Vice Chairman, Ronald McDonald House of Southern New Jersey, 2013 to 2021.

Bachelor of Science in Finance, Saint Peter's College. MBA, Liberty University. MSc Computer Science, University of Bradford. Wharton School, Advanced Management Program. ABA Stonier Graduate School of Banking. CPA. Lean Six Sigma Master Black Belt. PMP. Nacha speaker.